At present, a wide variety of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increase, the latest data published by Yangtze Evening Post suggests。
　　Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off。
　　On my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources. Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents。

目前,各種各樣的信用卡發(fā)行的主要銀行和購物中心在全國高校蓬勃發(fā)展,眾多的大學(xué)生越來越多的信用卡持有者。事實上,五個學(xué)生中就有一個估計至少擁有一個信用卡,,這一數(shù)字預(yù)計將在穩(wěn)定增長,揚子晚報》發(fā)布的最新數(shù)據(jù)顯示。
像任何東西之前,這個小塊塑料的出現(xiàn),日益普及的信用卡在校園既有明亮和黑暗。一方面,年輕的成年人在大學(xué),免于麻煩中飽私囊的一大筆現(xiàn)金,可以享受便利的信用卡和分期購買昂貴的商品。另一方面,然而,不負(fù)責(zé)任和過度使用卡片的這些年輕人,大部分都是剛從中學(xué)無法預(yù)算他們的錢,就可以讓他們沉重的債務(wù),將會把他們年還清。
在我個人的水平,而享受的便利信用卡可能帶來,我們不能忽略一個引人注目的事實:在大多數(shù)情況下,父母是我們的的經(jīng)濟來源。而不是支出沒有任何限制,我們應(yīng)該把我們的研究議程,自己除了沉重的依賴我們的父母。