As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.
　　The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.
　　In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.

隨著人們改變消費的模式,人們普遍有幾個卡片。則創(chuàng)造了“卡奴”�！翱ㄅ�”是指那些只能支付最低余額每月的信用卡債務(wù)。許多年輕人都屬于所謂的“卡奴的范疇。
“卡奴”背后的原因各不相同。銀行間的激烈競爭,中國或外國,鼓勵他們吸引顧客持有更多的信用卡。不幸的是,一些持卡人,特別是年輕人和大型購物成癮和小工資,有杰出的信用卡債務(wù),并逐漸成為“卡奴”在達(dá)到他們的信用卡限制奢侈品。由于他們微薄的薪水,他們總是住在破產(chǎn)的邊緣。
在我看來,人們應(yīng)該管理自己的財務(wù)。首先,只有選擇最適合你的信用卡。其次,正確地管理你的卡片。從互聯(lián)網(wǎng)和跟隨他們得到一些好的建議。第三,增加收入和避免過度開支。這些提示將幫助你遠(yuǎn)離成為“卡奴”的危險。